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Investing, explained properly.
40 chapters covering everything a new investor needs — from "what even is a stock" to PDT rules, CFDs, and choosing a broker. No jargon. No fluff. Actually useful.
7
Parts
37
Chapters
£0
Cost
~5h
Total reading time
Part 1 — Your Very First Questions
The basics before the basics — what investing actually is and why your savings account is losing you money right now.
Part 1 · Chapter 1
What Even Is Investing?
The difference between saving, investing, and gambling — and why your savings account is losing money silently.
Part 1 · Chapter 2
How Does Money Make Money?
Interest, dividends, capital growth. Why time matters more than the starting amount.
Part 1 · Chapter 3
Risk and Return
Every investment is a trade-off. High return means high risk. No exceptions.
Part 1 · Chapter 4
Key Terms You Will See Everywhere
Portfolio, asset, liquidity, yield, bull, bear — a plain-English glossary.
Part 1 · Chapter 5
The Magic of Compounding
How your boring £200 monthly salary transfer quietly becomes extraordinary. With actual numbers.
Part 2 — Asset Classes
Stocks, bonds, ETFs, gold, crypto, forex — what each one is, how it works, and who should care about it.
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Part 2 · Chapter 5
Stocks and Shares
What a share actually is, how you make money, why prices move.
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Part 2 · Chapter 6
Bonds — Lending Your Money
Government bonds, corporate bonds, yield — the reliable friend nobody talks about.
Part 2 · Chapter 7
ETFs and Index Funds
Buy the whole race instead of betting on one horse. The strategy most professionals lose to.
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Part 2 · Chapter 8
Cash and Savings Accounts
When holding cash is a strategy and when it is just inflation eating your money.
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Part 2 · Chapter 9
Real Estate and REITs
Property investing without being a landlord or owning a boiler.
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Part 2 · Chapter 10
Commodities — Gold, Oil, Wheat
Physical goods as investments and how to access them without a warehouse.
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Part 2 · Chapter 11
Cryptocurrency
What it is, what it is not, and the risks that are unique to digital assets.
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Part 2 · Chapter 12
Forex — Trading Currencies
The biggest market in the world. Why retail traders mostly lose money.
Part 3 — Markets
Where all this buying and selling actually happens, what market hours mean, and how a trade gets filled.
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Part 3 · Chapter 13
Stock Markets Around the World
NYSE, NASDAQ, LSE — what exchanges are and how they differ.
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Part 3 · Chapter 14
Market Hours and Why They Matter
When markets open, close, and where volume actually is.
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Part 3 · Chapter 15
How a Trade Actually Gets Executed
You click buy. Here is what happens in the next 0.3 seconds.
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Part 3 · Chapter 16
Bull Markets, Bear Markets, Everything In Between
What defines each, how long they last, and what to actually do.
Part 4 — Investing Styles
Long-term, dividend, passive, swing, day — the different approaches and an honest look at who each one suits.
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Part 4 · Chapter 17
Long-Term Buy and Hold
The boring strategy that statistically beats almost everything else.
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Part 4 · Chapter 18
Dividend Investing
Building a portfolio that pays you regularly — the boring uncle of strategies.
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Part 4 · Chapter 19
Index Investing — The Passive Approach
Why Warren Buffett told his estate to put 90% here.
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Part 4 · Chapter 20
Swing Trading
Capturing medium-term moves. What it actually requires and why most people drift back to buy-and-hold.
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Part 4 · Chapter 21
Day Trading — What It Actually Is
The skills, tools, time commitment, and the statistics you should read first.
Part 6 — Derivatives
Options, futures, CFDs — the instruments that confuse everyone. Explained without the jargon, with the risks clearly stated.
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Part 6 · Chapter 25
What Is a Derivative?
A contract whose value is based on something else. Why they exist and who uses them.
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Part 6 · Chapter 26
Options — The Right But Not the Obligation
Calls, puts, strike prices, expiry dates. The payoff diagram that explains everything.
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Part 6 · Chapter 27
Futures Contracts
From American farmers in 1865 to hedge funds at 3am. How they work.
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Part 6 · Chapter 28
CFDs — Contracts for Difference
You bet on direction. No ownership. Available in UK, banned for retail in US.
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Part 6 · Chapter 29
Options vs Futures vs CFDs
The full side-by-side comparison with an honest risk rating for each.
Part 7 — Brokers
Which platform to use for UK and US investors. What to look for. What to avoid. Side-by-side comparisons.
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Part 7 · Chapter 30
What to Look for in a Broker
The checklist before you open any account. Regulation comes first.
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Part 7 · Chapter 31
US Brokers — Your Main Options
Fidelity, Schwab, Interactive Brokers, Tastytrade, Webull, Robinhood compared.
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Part 7 · Chapter 32
UK Brokers — Your Main Options
Freetrade, Trading 212, Hargreaves Lansdown, eToro, Saxo compared.
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Part 7 · Chapter 33
ISAs — The UK Tax Wrapper You Must Use
£20,000 a year, all gains tax-free. Not using this is leaving money on the table.
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Part 7 · Chapter 34
Opening Your First Account Step by Step
Documents, questions, funding, and what not to do in the first week.
Part 8 — Basic Questions
The questions everyone has but feels too embarrassed to ask — dividends, tax, leverage, short selling, how much to start with.
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Part 8 · Chapter 35
How Much Money Do I Need to Start?
The honest answer, the useful answer, and the uncomfortable answer.
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Part 8 · Chapter 36
What Is a Dividend?
When a company shares its profits. Ex-dividend date, yield, UK vs US tax.
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Part 8 · Chapter 37
What Is Short Selling?
Borrowing shares to sell them. Perfectly legal. Deeply strange. Fully explained.
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Part 8 · Chapter 38
What Is Leverage?
Amplifies gains. Amplifies losses equally. Without mercy.
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Part 8 · Chapter 39
How Are Investments Taxed?
UK CGT, ISA exemption, bed-and-ISA, US short vs long-term rates.
Soon
Part 8 · Chapter 40
What Is Pound/Dollar Cost Averaging?
Investing a fixed amount every month regardless of price. Why it works.