Log your numbers. The AI finds what's leaking and tells you exactly what to fix — no spreadsheets, no jargon.
Other apps give you charts. We give you the answer you didn't want to hear — but needed to.
It reasons over your real pay periods and trades — so the advice fits your life, not a generic persona.
Powered by Groq. Ask a question, get a worked answer before you've put the kettle on.
Encrypted in transit and at rest. We don't sell it, share it, or use it to train models. Cancel and it's deleted.
No stock photos. No testimonial mill. Just users who let us share their numbers — names changed where they asked.
I'd been "trying to budget" for five years. Then the AI pointed straight at it: my groceries-but-actually-takeout line was £640/mo. One number, and five years of fog was gone.
The AI told me I was overpaying my mortgage by the wrong amount. Switched to investing the surplus. On track for ~$140k more by retirement.
Most of our tools are free and unlocked. No card, no email, no nagging. Use them, decide if you want more.
We tried three tiers. We tried five. Then we deleted them all. One plan, two cadences, no "but wait there's more."
Both come with a 34-day free trial. No card up front. Cross our heart.
One small fortnightly habit. Bigger long-term consequences than almost any single financial decision.
Try VaultTracks free for 34 days →No card · $9.9/mo or $79/yr after · cancel anytime · we'll even send a friendly reminder before charging you