User-agent: *
# Public tools — explicitly allowed
Allow: /calculator
Allow: /mortgage
Allow: /mortgage_breakdown
Allow: /mortgage-breakdown
Allow: /learn
Allow: /blog
# Auth and API endpoints
Disallow: /auth/
Disallow: /api/
# Private app routes
Disallow: /admin
Disallow: /dashboard
Disallow: /period/
Disallow: /insights
Disallow: /trades
Disallow: /journal
Disallow: /calendar
Disallow: /quarterly
Disallow: /export
Disallow: /projection
Disallow: /chat

Sitemap: https://vaulttracks.com/sitemap.xml